Al Etihad Credit Bureau- AECB

Al Etihad Credit Bureau AECB

Al Etihad Credit Bureau is a Public Joint Stock Company wholly owned by the UAE Federal Government. As per UAE Federal Law No. (6) of 2010 concerning Credit Information, the company is mandated to regularly collect credit information from financial and non-financial institutions in the UAE. Al Etihad Credit Bureau aggregates and analyzes this data to calculate Credit Scores and produce Credit Reports that are made available to individuals and companies in the UAE.

What is Credit Score

It is a three-digit number that predicts how likely you are to make your loan and credit card payments on time.
The number ranges from 300 to 900. A low score indicates a higher risk, whereas a higher score indicates a lower risk

What is the Credit Score used for?

The Credit Score will help financial institutions make better-informed decisions, process credit card and loan applications faster and provide preferential benefits for those with high scores.

How is the Credit Score Calculated?

The Credit Score is calculated using information from various sources, like banks, finance companies and telecom companies.
Your Credit Score is dynamic, and changes according to the most recent information in your Credit Report.Missing or delaying a payment beyond the due date, frequently utilizing all your credit card limits, or taking on additional loans or credit cards may lower your Score.
Overall, reducing the number of credit cards, consistently reducing outstanding balances, and making payments on or before the due date will improve your credit score.

How do i get my Credit score?

To get your Credit Score select the type of report, fill in the registration form, complete the authentication process and pay. You will receive the report within minutes.
Alternatively, you can download our App, available in Google Play and App Store.

How do i get my Credit score - Companies ?

To get the Credit Report with score - Companies, visit one of our Customer Happiness Centres and provide the original valid Emirates ID card of the Establishment’s owner or the Company’s authorized signatory, the original valid Trade License of the Company / Establishment and the original Articles of Association of the Company. You can pay with credit, debit or e-dirham cards.
*(Subject to legal Approval)

How Much Does the credit Score Cost?

Get your Credit Score by following few easy steps.
CREDIT REPORT AED 105.00
WITH SCORE AED 31.50
CREDIT REPORT WITH SCORE – COMPANIES AED 220